[ { "anchor": "overview", "approvers": [ "Stephen" ], "authorization_scope": "PUBLIC_INFORMATION", "availability_state": "NOT_AVAILABLE", "canonical_authority": "SRC-ARCHITECTURE-ATLAS-V2-2", "canonical_url": "/en/architecture/payments-and-settlement", "capability_state": "IN_DEVELOPMENT", "chunk_id": "MYRILUM-DOC-ARCH-022@0.1.0:en:GLOBAL:overview", "citation_id": "MYRILUM-DOC-ARCH-022@0.1.0:en#overview", "command_authority": "NONE", "content_applicability": "SHARED_NEUTRAL", "content_digest": "780ae49e58ccc109eb07437f486eef816cbd2a445cb64a96f2ee8bcebffbba47", "content_maturity": "DRAFTED", "doc_id": "MYRILUM-DOC-ARCH-022", "effective_at": null, "expires_at": null, "freshness_status": "CURRENT", "governance_status": "APPROVED", "last_verified_at": "2026-09-23", "limitations": "Read-only documentation projection. It grants no command authority and cannot authorize or perform any real-world action.", "locale": "en", "operational_effect": "NONE", "owner": "Web3Capital Documentation Steward", "product_id": null, "publication_status": "PUBLISHED_GLOBAL", "region": "GLOBAL", "requires_human_gate": true, "review_due_at": "2026-10-23", "safety_class": "INFORMATIONAL", "section_title": "What this map shows", "source_commit": "6b41cce4496de03c67a501aa94cd41ec6ac0e85a", "source_refs": [ "SRC-ARCHITECTURE-ATLAS-V2-2" ], "text": "Document: Orders, payments, settlement and disputes (MYRILUM-DOC-ARCH-022, version 0.1.0).\nCanonical URL: /en/architecture/payments-and-settlement#overview. Product: NOT_APPLICABLE.\nRegion: GLOBAL; locale: en; visibility: PUBLIC; publication: PUBLISHED_GLOBAL.\nContent: DRAFTED; governance: APPROVED; freshness: CURRENT.\nReality: IN_DEVELOPMENT; availability: NOT_AVAILABLE; authorization: PUBLIC_INFORMATION.\nAuthority: SRC-ARCHITECTURE-ATLAS-V2-2; source commit: 6b41cce4496de03c67a501aa94cd41ec6ac0e85a; content digest: 780ae49e58ccc109eb07437f486eef816cbd2a445cb64a96f2ee8bcebffbba47.\nEffective: NOT_SET; expires: NOT_SET; verified: 2026-09-23; review due: 2026-10-23.\nSafety: INFORMATIONAL; human gate: true; operational_effect=NONE; command_authority=NONE.\nDocument governance assignment: owner=Web3Capital Documentation Steward; assigned approvers (not approval evidence)=Stephen.\nRead-only documentation projection. It grants no command authority and cannot authorize or perform any real-world action.\nWhat this map shows: This is MYRILUM's target architecture. It does not mean everything on the map is live; whether a capability can be used today is stated in “Current availability”.\nThe platform's own accounts are kept apart from third-party marketplace commerce; the real state of funds rests on verified external records.\nWhen the state of funds is unknown, reconcile first; refunds and settlement have authorization, receipts and journal entries, and nothing is booked on the strength of a model's answer.\nOrders, payments, settlement and disputes diagram (A22)\nMYRILUM architecture map v2.2 · A22 (public edition). Labels are in Chinese; every element is listed in English below. Select the diagram to open it at full size.", "title": "Orders, payments, settlement and disputes", "version": "0.1.0", "visibility": "PUBLIC" }, { "anchor": "part-1", "approvers": [ "Stephen" ], "authorization_scope": "PUBLIC_INFORMATION", "availability_state": "NOT_AVAILABLE", "canonical_authority": "SRC-ARCHITECTURE-ATLAS-V2-2", "canonical_url": "/en/architecture/payments-and-settlement", "capability_state": "IN_DEVELOPMENT", "chunk_id": "MYRILUM-DOC-ARCH-022@0.1.0:en:GLOBAL:part-1", "citation_id": "MYRILUM-DOC-ARCH-022@0.1.0:en#part-1", "command_authority": "NONE", "content_applicability": "SHARED_NEUTRAL", "content_digest": "780ae49e58ccc109eb07437f486eef816cbd2a445cb64a96f2ee8bcebffbba47", "content_maturity": "DRAFTED", "doc_id": "MYRILUM-DOC-ARCH-022", "effective_at": null, "expires_at": null, "freshness_status": "CURRENT", "governance_status": "APPROVED", "last_verified_at": "2026-09-23", "limitations": "Read-only documentation projection. It grants no command authority and cannot authorize or perform any real-world action.", "locale": "en", "operational_effect": "NONE", "owner": "Web3Capital Documentation Steward", "product_id": null, "publication_status": "PUBLISHED_GLOBAL", "region": "GLOBAL", "requires_human_gate": true, "review_due_at": "2026-10-23", "safety_class": "INFORMATIONAL", "section_title": "Commercial relationships and authorization", "source_commit": "6b41cce4496de03c67a501aa94cd41ec6ac0e85a", "source_refs": [ "SRC-ARCHITECTURE-ATLAS-V2-2" ], "text": "Document: Orders, payments, settlement and disputes (MYRILUM-DOC-ARCH-022, version 0.1.0).\nCanonical URL: /en/architecture/payments-and-settlement#part-1. Product: NOT_APPLICABLE.\nRegion: GLOBAL; locale: en; visibility: PUBLIC; publication: PUBLISHED_GLOBAL.\nContent: DRAFTED; governance: APPROVED; freshness: CURRENT.\nReality: IN_DEVELOPMENT; availability: NOT_AVAILABLE; authorization: PUBLIC_INFORMATION.\nAuthority: SRC-ARCHITECTURE-ATLAS-V2-2; source commit: 6b41cce4496de03c67a501aa94cd41ec6ac0e85a; content digest: 780ae49e58ccc109eb07437f486eef816cbd2a445cb64a96f2ee8bcebffbba47.\nEffective: NOT_SET; expires: NOT_SET; verified: 2026-09-23; review due: 2026-10-23.\nSafety: INFORMATIONAL; human gate: true; operational_effect=NONE; command_authority=NONE.\nDocument governance assignment: owner=Web3Capital Documentation Steward; assigned approvers (not approval evidence)=Stephen.\nRead-only documentation projection. It grants no command authority and cannot authorize or perform any real-world action.\nCommercial relationships and authorization: Parties and product: Buyer and seller, product version, scope of service and responsibilities\nQuote or contract: Amount, currency, billing method, validity and after-sales terms\nOrder: A stable order identifier; a contract snapshot and fulfilment references\nPayment authorization: Uses an approved channel; a client-side page is not evidence of funds\nTwo commercial meanings kept apart: A user paying the platform a subscription is not the same commercial object as the fees, revenue shares and refunds of a third-party trade.", "title": "Orders, payments, settlement and disputes", "version": "0.1.0", "visibility": "PUBLIC" }, { "anchor": "part-2", "approvers": [ "Stephen" ], "authorization_scope": "PUBLIC_INFORMATION", "availability_state": "NOT_AVAILABLE", "canonical_authority": "SRC-ARCHITECTURE-ATLAS-V2-2", "canonical_url": "/en/architecture/payments-and-settlement", "capability_state": "IN_DEVELOPMENT", "chunk_id": "MYRILUM-DOC-ARCH-022@0.1.0:en:GLOBAL:part-2", "citation_id": "MYRILUM-DOC-ARCH-022@0.1.0:en#part-2", "command_authority": "NONE", "content_applicability": "SHARED_NEUTRAL", "content_digest": "780ae49e58ccc109eb07437f486eef816cbd2a445cb64a96f2ee8bcebffbba47", "content_maturity": "DRAFTED", "doc_id": "MYRILUM-DOC-ARCH-022", "effective_at": null, "expires_at": null, "freshness_status": "CURRENT", "governance_status": "APPROVED", "last_verified_at": "2026-09-23", "limitations": "Read-only documentation projection. It grants no command authority and cannot authorize or perform any real-world action.", "locale": "en", "operational_effect": "NONE", "owner": "Web3Capital Documentation Steward", "product_id": null, "publication_status": "PUBLISHED_GLOBAL", "region": "GLOBAL", "requires_human_gate": true, "review_due_at": "2026-10-23", "safety_class": "INFORMATIONAL", "section_title": "External payment status enters the platform", "source_commit": "6b41cce4496de03c67a501aa94cd41ec6ac0e85a", "source_refs": [ "SRC-ARCHITECTURE-ATLAS-V2-2" ], "text": "Document: Orders, payments, settlement and disputes (MYRILUM-DOC-ARCH-022, version 0.1.0).\nCanonical URL: /en/architecture/payments-and-settlement#part-2. Product: NOT_APPLICABLE.\nRegion: GLOBAL; locale: en; visibility: PUBLIC; publication: PUBLISHED_GLOBAL.\nContent: DRAFTED; governance: APPROVED; freshness: CURRENT.\nReality: IN_DEVELOPMENT; availability: NOT_AVAILABLE; authorization: PUBLIC_INFORMATION.\nAuthority: SRC-ARCHITECTURE-ATLAS-V2-2; source commit: 6b41cce4496de03c67a501aa94cd41ec6ac0e85a; content digest: 780ae49e58ccc109eb07437f486eef816cbd2a445cb64a96f2ee8bcebffbba47.\nEffective: NOT_SET; expires: NOT_SET; verified: 2026-09-23; review due: 2026-10-23.\nSafety: INFORMATIONAL; human gate: true; operational_effect=NONE; command_authority=NONE.\nDocument governance assignment: owner=Web3Capital Documentation Steward; assigned approvers (not approval evidence)=Stephen.\nRead-only documentation projection. It grants no command authority and cannot authorize or perform any real-world action.\nExternal payment status enters the platform: Payment service receipt: External operation identifier, status and actual amount\nCallback verification and de-duplication: The source is verified; events may repeat, arrive late or out of order\nStatus reconciliation: Queries the current external state; unknown is never treated as failed\nFormal booking: Written by rule; entitlements and fulfilment are driven by events\nNot an authorization to hold funds: This map fixes neither the receiving entity nor the payment providers, and assumes no qualification for escrow, remittance or financial transactions.", "title": "Orders, payments, settlement and disputes", "version": "0.1.0", "visibility": "PUBLIC" }, { "anchor": "part-3", "approvers": [ "Stephen" ], "authorization_scope": "PUBLIC_INFORMATION", "availability_state": "NOT_AVAILABLE", "canonical_authority": "SRC-ARCHITECTURE-ATLAS-V2-2", "canonical_url": "/en/architecture/payments-and-settlement", "capability_state": "IN_DEVELOPMENT", "chunk_id": "MYRILUM-DOC-ARCH-022@0.1.0:en:GLOBAL:part-3", "citation_id": "MYRILUM-DOC-ARCH-022@0.1.0:en#part-3", "command_authority": "NONE", "content_applicability": "SHARED_NEUTRAL", "content_digest": "780ae49e58ccc109eb07437f486eef816cbd2a445cb64a96f2ee8bcebffbba47", "content_maturity": "DRAFTED", "doc_id": "MYRILUM-DOC-ARCH-022", "effective_at": null, "expires_at": null, "freshness_status": "CURRENT", "governance_status": "APPROVED", "last_verified_at": "2026-09-23", "limitations": "Read-only documentation projection. It grants no command authority and cannot authorize or perform any real-world action.", "locale": "en", "operational_effect": "NONE", "owner": "Web3Capital Documentation Steward", "product_id": null, "publication_status": "PUBLISHED_GLOBAL", "region": "GLOBAL", "requires_human_gate": true, "review_due_at": "2026-10-23", "safety_class": "INFORMATIONAL", "section_title": "Fulfilment and what follows", "source_commit": "6b41cce4496de03c67a501aa94cd41ec6ac0e85a", "source_refs": [ "SRC-ARCHITECTURE-ATLAS-V2-2" ], "text": "Document: Orders, payments, settlement and disputes (MYRILUM-DOC-ARCH-022, version 0.1.0).\nCanonical URL: /en/architecture/payments-and-settlement#part-3. Product: NOT_APPLICABLE.\nRegion: GLOBAL; locale: en; visibility: PUBLIC; publication: PUBLISHED_GLOBAL.\nContent: DRAFTED; governance: APPROVED; freshness: CURRENT.\nReality: IN_DEVELOPMENT; availability: NOT_AVAILABLE; authorization: PUBLIC_INFORMATION.\nAuthority: SRC-ARCHITECTURE-ATLAS-V2-2; source commit: 6b41cce4496de03c67a501aa94cd41ec6ac0e85a; content digest: 780ae49e58ccc109eb07437f486eef816cbd2a445cb64a96f2ee8bcebffbba47.\nEffective: NOT_SET; expires: NOT_SET; verified: 2026-09-23; review due: 2026-10-23.\nSafety: INFORMATIONAL; human gate: true; operational_effect=NONE; command_authority=NONE.\nDocument governance assignment: owner=Web3Capital Documentation Steward; assigned approvers (not approval evidence)=Stephen.\nRead-only documentation projection. It grants no command authority and cannot authorize or perform any real-world action.\nFulfilment and what follows: Work and delivery: Tasks, evidence, results and the service period\nAcceptance or dispute: An authorized user accepts, or a defined dispute process begins\nSettlement: Triggered by the contract and approval decisions; a model never releases funds on its own\nContinuous reconciliation: Platform accounts, provider accounts and the actual state of funds are checked against each other\nAcceptance and funds: Governed by the contract and the applicable approvals; a verification result alone can neither replace the buyer's acceptance nor release funds automatically.", "title": "Orders, payments, settlement and disputes", "version": "0.1.0", "visibility": "PUBLIC" }, { "anchor": "part-4", "approvers": [ "Stephen" ], "authorization_scope": "PUBLIC_INFORMATION", "availability_state": "NOT_AVAILABLE", "canonical_authority": "SRC-ARCHITECTURE-ATLAS-V2-2", "canonical_url": "/en/architecture/payments-and-settlement", "capability_state": "IN_DEVELOPMENT", "chunk_id": "MYRILUM-DOC-ARCH-022@0.1.0:en:GLOBAL:part-4", "citation_id": "MYRILUM-DOC-ARCH-022@0.1.0:en#part-4", "command_authority": "NONE", "content_applicability": "SHARED_NEUTRAL", "content_digest": "780ae49e58ccc109eb07437f486eef816cbd2a445cb64a96f2ee8bcebffbba47", "content_maturity": "DRAFTED", "doc_id": "MYRILUM-DOC-ARCH-022", "effective_at": null, "expires_at": null, "freshness_status": "CURRENT", "governance_status": "APPROVED", "last_verified_at": "2026-09-23", "limitations": "Read-only documentation projection. It grants no command authority and cannot authorize or perform any real-world action.", "locale": "en", "operational_effect": "NONE", "owner": "Web3Capital Documentation Steward", "product_id": null, "publication_status": "PUBLISHED_GLOBAL", "region": "GLOBAL", "requires_human_gate": true, "review_due_at": "2026-10-23", "safety_class": "INFORMATIONAL", "section_title": "Exceptions and after-sales", "source_commit": "6b41cce4496de03c67a501aa94cd41ec6ac0e85a", "source_refs": [ "SRC-ARCHITECTURE-ATLAS-V2-2" ], "text": "Document: Orders, payments, settlement and disputes (MYRILUM-DOC-ARCH-022, version 0.1.0).\nCanonical URL: /en/architecture/payments-and-settlement#part-4. Product: NOT_APPLICABLE.\nRegion: GLOBAL; locale: en; visibility: PUBLIC; publication: PUBLISHED_GLOBAL.\nContent: DRAFTED; governance: APPROVED; freshness: CURRENT.\nReality: IN_DEVELOPMENT; availability: NOT_AVAILABLE; authorization: PUBLIC_INFORMATION.\nAuthority: SRC-ARCHITECTURE-ATLAS-V2-2; source commit: 6b41cce4496de03c67a501aa94cd41ec6ac0e85a; content digest: 780ae49e58ccc109eb07437f486eef816cbd2a445cb64a96f2ee8bcebffbba47.\nEffective: NOT_SET; expires: NOT_SET; verified: 2026-09-23; review due: 2026-10-23.\nSafety: INFORMATIONAL; human gate: true; operational_effect=NONE; command_authority=NONE.\nDocument governance assignment: owner=Web3Capital Documentation Steward; assigned approvers (not approval evidence)=Stephen.\nRead-only documentation projection. It grants no command authority and cannot authorize or perform any real-world action.\nExceptions and after-sales: Timeout or unknown: Query the original operation; never blindly repeat a payment\nRefund request and execution: Reason, scope, approval, external receipt and a correcting entry\nDispute or chargeback: Evidence, deadlines, the accountable party and a handling record\nRecovery or compensation: Corrects entitlement and fulfilment links; history is kept\nDisputes rest on rules, not a button: Who rules, how to appeal, the deadlines and how outcomes are carried out all need explicit rules; a “handle” button on screen never replaces them.", "title": "Orders, payments, settlement and disputes", "version": "0.1.0", "visibility": "PUBLIC" }, { "anchor": "source", "approvers": [ "Stephen" ], "authorization_scope": "PUBLIC_INFORMATION", "availability_state": "NOT_AVAILABLE", "canonical_authority": "SRC-ARCHITECTURE-ATLAS-V2-2", "canonical_url": "/en/architecture/payments-and-settlement", "capability_state": "IN_DEVELOPMENT", "chunk_id": "MYRILUM-DOC-ARCH-022@0.1.0:en:GLOBAL:source", "citation_id": "MYRILUM-DOC-ARCH-022@0.1.0:en#source", "command_authority": "NONE", "content_applicability": "SHARED_NEUTRAL", "content_digest": "780ae49e58ccc109eb07437f486eef816cbd2a445cb64a96f2ee8bcebffbba47", "content_maturity": "DRAFTED", "doc_id": "MYRILUM-DOC-ARCH-022", "effective_at": null, "expires_at": null, "freshness_status": "CURRENT", "governance_status": "APPROVED", "last_verified_at": "2026-09-23", "limitations": "Read-only documentation projection. It grants no command authority and cannot authorize or perform any real-world action.", "locale": "en", "operational_effect": "NONE", "owner": "Web3Capital Documentation Steward", "product_id": null, "publication_status": "PUBLISHED_GLOBAL", "region": "GLOBAL", "requires_human_gate": true, "review_due_at": "2026-10-23", "safety_class": "INFORMATIONAL", "section_title": "Source", "source_commit": "6b41cce4496de03c67a501aa94cd41ec6ac0e85a", "source_refs": [ "SRC-ARCHITECTURE-ATLAS-V2-2" ], "text": "Document: Orders, payments, settlement and disputes (MYRILUM-DOC-ARCH-022, version 0.1.0).\nCanonical URL: /en/architecture/payments-and-settlement#source. Product: NOT_APPLICABLE.\nRegion: GLOBAL; locale: en; visibility: PUBLIC; publication: PUBLISHED_GLOBAL.\nContent: DRAFTED; governance: APPROVED; freshness: CURRENT.\nReality: IN_DEVELOPMENT; availability: NOT_AVAILABLE; authorization: PUBLIC_INFORMATION.\nAuthority: SRC-ARCHITECTURE-ATLAS-V2-2; source commit: 6b41cce4496de03c67a501aa94cd41ec6ac0e85a; content digest: 780ae49e58ccc109eb07437f486eef816cbd2a445cb64a96f2ee8bcebffbba47.\nEffective: NOT_SET; expires: NOT_SET; verified: 2026-09-23; review due: 2026-10-23.\nSafety: INFORMATIONAL; human gate: true; operational_effect=NONE; command_authority=NONE.\nDocument governance assignment: owner=Web3Capital Documentation Steward; assigned approvers (not approval evidence)=Stephen.\nRead-only documentation projection. It grants no command authority and cannot authorize or perform any real-world action.\nSource: This page follows A22 of the MYRILUM architecture map v2.2 (public edition: restricted products and internal open items are left out). Related: “Commerce and the five ledgers”; “STORE and the capability marketplace”; “Metering, budgets, service credit and ledgers”.", "title": "Orders, payments, settlement and disputes", "version": "0.1.0", "visibility": "PUBLIC" } ]