[ { "anchor": "overview", "approvers": [ "Stephen" ], "authorization_scope": "PUBLIC_INFORMATION", "availability_state": "NOT_AVAILABLE", "canonical_authority": "SRC-ARCHITECTURE-ATLAS-V2-2", "canonical_url": "/zh-cn/architecture/payments-and-settlement", "capability_state": "IN_DEVELOPMENT", "chunk_id": "MYRILUM-DOC-ARCH-022@0.1.0:zh-CN:GLOBAL:overview", "citation_id": "MYRILUM-DOC-ARCH-022@0.1.0:zh-CN#overview", "command_authority": "NONE", "content_applicability": "SHARED_NEUTRAL", "content_digest": "3e7c7b775ee48f3650478a0aff7ae511d559cd7c85ef9addd202ef1be61d0f88", "content_maturity": "DRAFTED", "doc_id": "MYRILUM-DOC-ARCH-022", "effective_at": null, "expires_at": null, "freshness_status": "CURRENT", "governance_status": "APPROVED", "last_verified_at": "2026-09-23", "limitations": "Read-only documentation projection. It grants no command authority and cannot authorize or perform any real-world action.", "locale": "zh-CN", "operational_effect": "NONE", "owner": "Web3Capital Documentation Steward", "product_id": null, "publication_status": "PUBLISHED_GLOBAL", "region": "GLOBAL", "requires_human_gate": true, "review_due_at": "2026-10-23", "safety_class": "INFORMATIONAL", "section_title": "这张图说什么", "source_commit": "6b41cce4496de03c67a501aa94cd41ec6ac0e85a", "source_refs": [ "SRC-ARCHITECTURE-ATLAS-V2-2" ], "text": "Document: 订单、支付、结算与争议 (MYRILUM-DOC-ARCH-022, version 0.1.0).\nCanonical URL: /zh-cn/architecture/payments-and-settlement#overview. Product: NOT_APPLICABLE.\nRegion: GLOBAL; locale: zh-CN; visibility: PUBLIC; publication: PUBLISHED_GLOBAL.\nContent: DRAFTED; governance: APPROVED; freshness: CURRENT.\nReality: IN_DEVELOPMENT; availability: NOT_AVAILABLE; authorization: PUBLIC_INFORMATION.\nAuthority: SRC-ARCHITECTURE-ATLAS-V2-2; source commit: 6b41cce4496de03c67a501aa94cd41ec6ac0e85a; content digest: 3e7c7b775ee48f3650478a0aff7ae511d559cd7c85ef9addd202ef1be61d0f88.\nEffective: NOT_SET; expires: NOT_SET; verified: 2026-09-23; review due: 2026-10-23.\nSafety: INFORMATIONAL; human gate: true; operational_effect=NONE; command_authority=NONE.\nDocument governance assignment: owner=Web3Capital Documentation Steward; assigned approvers (not approval evidence)=Stephen.\nRead-only documentation projection. It grants no command authority and cannot authorize or perform any real-world action.\n这张图说什么: 这是 MYRILUM 的目标架构设计，不代表图中各项都已上线；某项能力现在能不能用，以《当前可用情况》为准。\n平台自营账务与第三方市场商业流程分开；真实资金状态以核实后的外部记录为依据。\n资金未知先核对；退款和结算有授权、有回执、有分录，不以模型回答入账。\n订单、支付、结算与争议架构图（A22）\n《MYRILUM 全架构图谱》v2.2 · A22（公开版）。点图可看原尺寸。", "title": "订单、支付、结算与争议", "version": "0.1.0", "visibility": "PUBLIC" }, { "anchor": "part-1", "approvers": [ "Stephen" ], "authorization_scope": "PUBLIC_INFORMATION", "availability_state": "NOT_AVAILABLE", "canonical_authority": "SRC-ARCHITECTURE-ATLAS-V2-2", "canonical_url": "/zh-cn/architecture/payments-and-settlement", "capability_state": "IN_DEVELOPMENT", "chunk_id": "MYRILUM-DOC-ARCH-022@0.1.0:zh-CN:GLOBAL:part-1", "citation_id": "MYRILUM-DOC-ARCH-022@0.1.0:zh-CN#part-1", "command_authority": "NONE", "content_applicability": "SHARED_NEUTRAL", "content_digest": "3e7c7b775ee48f3650478a0aff7ae511d559cd7c85ef9addd202ef1be61d0f88", "content_maturity": "DRAFTED", "doc_id": "MYRILUM-DOC-ARCH-022", "effective_at": null, "expires_at": null, "freshness_status": "CURRENT", "governance_status": "APPROVED", "last_verified_at": "2026-09-23", "limitations": "Read-only documentation projection. It grants no command authority and cannot authorize or perform any real-world action.", "locale": "zh-CN", "operational_effect": "NONE", "owner": "Web3Capital Documentation Steward", "product_id": null, "publication_status": "PUBLISHED_GLOBAL", "region": "GLOBAL", "requires_human_gate": true, "review_due_at": "2026-10-23", "safety_class": "INFORMATIONAL", "section_title": "商业关系与授权", "source_commit": "6b41cce4496de03c67a501aa94cd41ec6ac0e85a", "source_refs": [ "SRC-ARCHITECTURE-ATLAS-V2-2" ], "text": "Document: 订单、支付、结算与争议 (MYRILUM-DOC-ARCH-022, version 0.1.0).\nCanonical URL: /zh-cn/architecture/payments-and-settlement#part-1. Product: NOT_APPLICABLE.\nRegion: GLOBAL; locale: zh-CN; visibility: PUBLIC; publication: PUBLISHED_GLOBAL.\nContent: DRAFTED; governance: APPROVED; freshness: CURRENT.\nReality: IN_DEVELOPMENT; availability: NOT_AVAILABLE; authorization: PUBLIC_INFORMATION.\nAuthority: SRC-ARCHITECTURE-ATLAS-V2-2; source commit: 6b41cce4496de03c67a501aa94cd41ec6ac0e85a; content digest: 3e7c7b775ee48f3650478a0aff7ae511d559cd7c85ef9addd202ef1be61d0f88.\nEffective: NOT_SET; expires: NOT_SET; verified: 2026-09-23; review due: 2026-10-23.\nSafety: INFORMATIONAL; human gate: true; operational_effect=NONE; command_authority=NONE.\nDocument governance assignment: owner=Web3Capital Documentation Steward; assigned approvers (not approval evidence)=Stephen.\nRead-only documentation projection. It grants no command authority and cannot authorize or perform any real-world action.\n商业关系与授权: 交易主体与产品: 买卖双方、产品版本、服务范围与责任\n报价/合同: 金额、币种、计费方式、有效期和售后\n订单: 稳定订单标识；合同快照和履约引用\n付款授权: 使用获批渠道；客户端页面不是资金证据\n两套商业语义分开: 用户向平台付订阅费，和第三方供需交易的费用、分润、退款不是同一个商业对象。", "title": "订单、支付、结算与争议", "version": "0.1.0", "visibility": "PUBLIC" }, { "anchor": "part-2", "approvers": [ "Stephen" ], "authorization_scope": "PUBLIC_INFORMATION", "availability_state": "NOT_AVAILABLE", "canonical_authority": "SRC-ARCHITECTURE-ATLAS-V2-2", "canonical_url": "/zh-cn/architecture/payments-and-settlement", "capability_state": "IN_DEVELOPMENT", "chunk_id": "MYRILUM-DOC-ARCH-022@0.1.0:zh-CN:GLOBAL:part-2", "citation_id": "MYRILUM-DOC-ARCH-022@0.1.0:zh-CN#part-2", "command_authority": "NONE", "content_applicability": "SHARED_NEUTRAL", "content_digest": "3e7c7b775ee48f3650478a0aff7ae511d559cd7c85ef9addd202ef1be61d0f88", "content_maturity": "DRAFTED", "doc_id": "MYRILUM-DOC-ARCH-022", "effective_at": null, "expires_at": null, "freshness_status": "CURRENT", "governance_status": "APPROVED", "last_verified_at": "2026-09-23", "limitations": "Read-only documentation projection. It grants no command authority and cannot authorize or perform any real-world action.", "locale": "zh-CN", "operational_effect": "NONE", "owner": "Web3Capital Documentation Steward", "product_id": null, "publication_status": "PUBLISHED_GLOBAL", "region": "GLOBAL", "requires_human_gate": true, "review_due_at": "2026-10-23", "safety_class": "INFORMATIONAL", "section_title": "外部资金状态进入平台", "source_commit": "6b41cce4496de03c67a501aa94cd41ec6ac0e85a", "source_refs": [ "SRC-ARCHITECTURE-ATLAS-V2-2" ], "text": "Document: 订单、支付、结算与争议 (MYRILUM-DOC-ARCH-022, version 0.1.0).\nCanonical URL: /zh-cn/architecture/payments-and-settlement#part-2. Product: NOT_APPLICABLE.\nRegion: GLOBAL; locale: zh-CN; visibility: PUBLIC; publication: PUBLISHED_GLOBAL.\nContent: DRAFTED; governance: APPROVED; freshness: CURRENT.\nReality: IN_DEVELOPMENT; availability: NOT_AVAILABLE; authorization: PUBLIC_INFORMATION.\nAuthority: SRC-ARCHITECTURE-ATLAS-V2-2; source commit: 6b41cce4496de03c67a501aa94cd41ec6ac0e85a; content digest: 3e7c7b775ee48f3650478a0aff7ae511d559cd7c85ef9addd202ef1be61d0f88.\nEffective: NOT_SET; expires: NOT_SET; verified: 2026-09-23; review due: 2026-10-23.\nSafety: INFORMATIONAL; human gate: true; operational_effect=NONE; command_authority=NONE.\nDocument governance assignment: owner=Web3Capital Documentation Steward; assigned approvers (not approval evidence)=Stephen.\nRead-only documentation projection. It grants no command authority and cannot authorize or perform any real-world action.\n外部资金状态进入平台: 支付服务回执: 外部操作标识、状态和实际金额\n回调验证与去重: 来源验证；事件可能重复、延迟或乱序\n状态核对: 查询外部当前状态；未知不当作失败\n正式记账: 依据规则写入；权益和履约通过事件驱动\n不是资金托管授权: 本图不固定收款主体和支付厂商，不假定具备托管、汇款或金融交易资格。", "title": "订单、支付、结算与争议", "version": "0.1.0", "visibility": "PUBLIC" }, { "anchor": "part-3", "approvers": [ "Stephen" ], "authorization_scope": "PUBLIC_INFORMATION", "availability_state": "NOT_AVAILABLE", "canonical_authority": "SRC-ARCHITECTURE-ATLAS-V2-2", "canonical_url": "/zh-cn/architecture/payments-and-settlement", "capability_state": "IN_DEVELOPMENT", "chunk_id": "MYRILUM-DOC-ARCH-022@0.1.0:zh-CN:GLOBAL:part-3", "citation_id": "MYRILUM-DOC-ARCH-022@0.1.0:zh-CN#part-3", "command_authority": "NONE", "content_applicability": "SHARED_NEUTRAL", "content_digest": "3e7c7b775ee48f3650478a0aff7ae511d559cd7c85ef9addd202ef1be61d0f88", "content_maturity": "DRAFTED", "doc_id": "MYRILUM-DOC-ARCH-022", "effective_at": null, "expires_at": null, "freshness_status": "CURRENT", "governance_status": "APPROVED", "last_verified_at": "2026-09-23", "limitations": "Read-only documentation projection. It grants no command authority and cannot authorize or perform any real-world action.", "locale": "zh-CN", "operational_effect": "NONE", "owner": "Web3Capital Documentation Steward", "product_id": null, "publication_status": "PUBLISHED_GLOBAL", "region": "GLOBAL", "requires_human_gate": true, "review_due_at": "2026-10-23", "safety_class": "INFORMATIONAL", "section_title": "履约与后续决定", "source_commit": "6b41cce4496de03c67a501aa94cd41ec6ac0e85a", "source_refs": [ "SRC-ARCHITECTURE-ATLAS-V2-2" ], "text": "Document: 订单、支付、结算与争议 (MYRILUM-DOC-ARCH-022, version 0.1.0).\nCanonical URL: /zh-cn/architecture/payments-and-settlement#part-3. Product: NOT_APPLICABLE.\nRegion: GLOBAL; locale: zh-CN; visibility: PUBLIC; publication: PUBLISHED_GLOBAL.\nContent: DRAFTED; governance: APPROVED; freshness: CURRENT.\nReality: IN_DEVELOPMENT; availability: NOT_AVAILABLE; authorization: PUBLIC_INFORMATION.\nAuthority: SRC-ARCHITECTURE-ATLAS-V2-2; source commit: 6b41cce4496de03c67a501aa94cd41ec6ac0e85a; content digest: 3e7c7b775ee48f3650478a0aff7ae511d559cd7c85ef9addd202ef1be61d0f88.\nEffective: NOT_SET; expires: NOT_SET; verified: 2026-09-23; review due: 2026-10-23.\nSafety: INFORMATIONAL; human gate: true; operational_effect=NONE; command_authority=NONE.\nDocument governance assignment: owner=Web3Capital Documentation Steward; assigned approvers (not approval evidence)=Stephen.\nRead-only documentation projection. It grants no command authority and cannot authorize or perform any real-world action.\n履约与后续决定: 工作与交付: 任务、证据、成果和服务期限\n验收/争议: 有权用户验收或进入明确争议流程\n结算事项: 合同和批准决定触发；不由模型自行放款\n持续对账: 平台账、服务商账与实际资金状态核对\n验收与资金关系: 依合同和适用批准控制；核验结果本身不能替代买方验收或自动释放资金。", "title": "订单、支付、结算与争议", "version": "0.1.0", "visibility": "PUBLIC" }, { "anchor": "part-4", "approvers": [ "Stephen" ], "authorization_scope": "PUBLIC_INFORMATION", "availability_state": "NOT_AVAILABLE", "canonical_authority": "SRC-ARCHITECTURE-ATLAS-V2-2", "canonical_url": "/zh-cn/architecture/payments-and-settlement", "capability_state": "IN_DEVELOPMENT", "chunk_id": "MYRILUM-DOC-ARCH-022@0.1.0:zh-CN:GLOBAL:part-4", "citation_id": "MYRILUM-DOC-ARCH-022@0.1.0:zh-CN#part-4", "command_authority": "NONE", "content_applicability": "SHARED_NEUTRAL", "content_digest": "3e7c7b775ee48f3650478a0aff7ae511d559cd7c85ef9addd202ef1be61d0f88", "content_maturity": "DRAFTED", "doc_id": "MYRILUM-DOC-ARCH-022", "effective_at": null, "expires_at": null, "freshness_status": "CURRENT", "governance_status": "APPROVED", "last_verified_at": "2026-09-23", "limitations": "Read-only documentation projection. It grants no command authority and cannot authorize or perform any real-world action.", "locale": "zh-CN", "operational_effect": "NONE", "owner": "Web3Capital Documentation Steward", "product_id": null, "publication_status": "PUBLISHED_GLOBAL", "region": "GLOBAL", "requires_human_gate": true, "review_due_at": "2026-10-23", "safety_class": "INFORMATIONAL", "section_title": "异常和售后", "source_commit": "6b41cce4496de03c67a501aa94cd41ec6ac0e85a", "source_refs": [ "SRC-ARCHITECTURE-ATLAS-V2-2" ], "text": "Document: 订单、支付、结算与争议 (MYRILUM-DOC-ARCH-022, version 0.1.0).\nCanonical URL: /zh-cn/architecture/payments-and-settlement#part-4. Product: NOT_APPLICABLE.\nRegion: GLOBAL; locale: zh-CN; visibility: PUBLIC; publication: PUBLISHED_GLOBAL.\nContent: DRAFTED; governance: APPROVED; freshness: CURRENT.\nReality: IN_DEVELOPMENT; availability: NOT_AVAILABLE; authorization: PUBLIC_INFORMATION.\nAuthority: SRC-ARCHITECTURE-ATLAS-V2-2; source commit: 6b41cce4496de03c67a501aa94cd41ec6ac0e85a; content digest: 3e7c7b775ee48f3650478a0aff7ae511d559cd7c85ef9addd202ef1be61d0f88.\nEffective: NOT_SET; expires: NOT_SET; verified: 2026-09-23; review due: 2026-10-23.\nSafety: INFORMATIONAL; human gate: true; operational_effect=NONE; command_authority=NONE.\nDocument governance assignment: owner=Web3Capital Documentation Steward; assigned approvers (not approval evidence)=Stephen.\nRead-only documentation projection. It grants no command authority and cannot authorize or perform any real-world action.\n异常和售后: 超时/未知: 查询原操作，禁止盲目重复付款\n退款请求/执行: 理由、范围、批准、外部回执和更正分录\n争议/拒付: 证据、期限、责任主体与处理记录\n恢复/补偿: 修正权益和履约关联；保留历史\n争议靠制度，不靠按钮: 裁决角色、申诉、期限和结果执行都要有明确规则；界面上的「处理」按钮不能代替制度。", "title": "订单、支付、结算与争议", "version": "0.1.0", "visibility": "PUBLIC" }, { "anchor": "source", "approvers": [ "Stephen" ], "authorization_scope": "PUBLIC_INFORMATION", "availability_state": "NOT_AVAILABLE", "canonical_authority": "SRC-ARCHITECTURE-ATLAS-V2-2", "canonical_url": "/zh-cn/architecture/payments-and-settlement", "capability_state": "IN_DEVELOPMENT", "chunk_id": "MYRILUM-DOC-ARCH-022@0.1.0:zh-CN:GLOBAL:source", "citation_id": "MYRILUM-DOC-ARCH-022@0.1.0:zh-CN#source", "command_authority": "NONE", "content_applicability": "SHARED_NEUTRAL", "content_digest": "3e7c7b775ee48f3650478a0aff7ae511d559cd7c85ef9addd202ef1be61d0f88", "content_maturity": "DRAFTED", "doc_id": "MYRILUM-DOC-ARCH-022", "effective_at": null, "expires_at": null, "freshness_status": "CURRENT", "governance_status": "APPROVED", "last_verified_at": "2026-09-23", "limitations": "Read-only documentation projection. It grants no command authority and cannot authorize or perform any real-world action.", "locale": "zh-CN", "operational_effect": "NONE", "owner": "Web3Capital Documentation Steward", "product_id": null, "publication_status": "PUBLISHED_GLOBAL", "region": "GLOBAL", "requires_human_gate": true, "review_due_at": "2026-10-23", "safety_class": "INFORMATIONAL", "section_title": "出处", "source_commit": "6b41cce4496de03c67a501aa94cd41ec6ac0e85a", "source_refs": [ "SRC-ARCHITECTURE-ATLAS-V2-2" ], "text": "Document: 订单、支付、结算与争议 (MYRILUM-DOC-ARCH-022, version 0.1.0).\nCanonical URL: /zh-cn/architecture/payments-and-settlement#source. Product: NOT_APPLICABLE.\nRegion: GLOBAL; locale: zh-CN; visibility: PUBLIC; publication: PUBLISHED_GLOBAL.\nContent: DRAFTED; governance: APPROVED; freshness: CURRENT.\nReality: IN_DEVELOPMENT; availability: NOT_AVAILABLE; authorization: PUBLIC_INFORMATION.\nAuthority: SRC-ARCHITECTURE-ATLAS-V2-2; source commit: 6b41cce4496de03c67a501aa94cd41ec6ac0e85a; content digest: 3e7c7b775ee48f3650478a0aff7ae511d559cd7c85ef9addd202ef1be61d0f88.\nEffective: NOT_SET; expires: NOT_SET; verified: 2026-09-23; review due: 2026-10-23.\nSafety: INFORMATIONAL; human gate: true; operational_effect=NONE; command_authority=NONE.\nDocument governance assignment: owner=Web3Capital Documentation Steward; assigned approvers (not approval evidence)=Stephen.\nRead-only documentation projection. It grants no command authority and cannot authorize or perform any real-world action.\n出处: 本页依据《MYRILUM 全架构图谱》v2.2 的 A22（公开版：受限产品与内部未决事项不上公开页）。相关：《商业交易与五账》、《STORE 与能力市场》、《用量、预算、服务额度与账本》。", "title": "订单、支付、结算与争议", "version": "0.1.0", "visibility": "PUBLIC" } ]